The Amazon Pay ICICI Credit Card is the country’s first credit card that allows consumers to buy on Amazon and earn rewards. It has a plethora of features and benefits. Visa powers the co-branded credit card.
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Features and Benefits of Amazon Pay ICICI Credit Card
- The following is a list of Amazon Pay ICICI Credit Card features and benefits:
- There is no yearly or joining cost.
- The card has no cap on the number of reward points that can be earned.
- The card’s reward points have no expiration date.
- Reward points may be redeemed at over 100 Amazon Pay partner retailers as well as on Amazon.
- Amazon offers no-cost EMI for three or six months.
- Each reward point (1 reward point = 1 rupee) is instantly paid to Amazon Pay as cash.
The credit card’s reward scheme may be summarized as follows:
- Amazon offers 3% cashback on groceries, airline tickets, mobile phones, and other purchases.
- Cashback of 2.00% on Amazon recharges, bill payments, and money transfers
- Outside of Amazon, you may get a cashback of 2.00% on entertainment, health, and food purchases made using Amazon Pay.
- Outside of Amazon, 1.00% cashback on Amazon Pay purchases of dining, furnishings, groceries, petrol, and gold.
- Rs. 1,700 in welcome bonuses, plus Rs. 1,095 in free EazyDiner Prime membership for three months
- Rs. 150 cashback on Amazon bill payment or first purchase
- On prepaid recharges you may get a cashback of up to Rs. 100.
- Cashback of up to Rs. 250 on power bill payment
- On broadband bill payment, you can get a 25% cashback up to Rs. 350.
- Cashback of up to Rs. 125 beginning from 10% on gas cylinder purchase
- Cashback of up to Rs.300 beginning from 25% on postpaid bill payment
Amazon Pay ICICI Credit Card Privilege Dining Benefits:
Dining benefits: Enjoy a minimum 15% discount at Culinary Treats partner restaurants.
Fuel benefits: A 1% fuel cost is eliminated at all petrol outlets in India.
Safety measures:
The Amazon Pay ICICI Credit Card has a microchip inserted in it, which helps to prevent counterfeiting and copying.
The Personal Identification Number (PIN) is an extra security element for the credit card.
In the event of online transactions, take advantage of the security features of 3D Secure.
Amazon Pay ICICI Credit Card Fees & Charges
| Type of Fee | Amount |
| Joining fee | NIL |
| Annual fee | NIL |
| Late payment fee | Below Rs. 100: NilBetween Rs. 100 to Rs. 500: Rs. 100Between Rs. 501 to Rs. 5,000: Rs. 500Between Rs. 5,001 to Rs. 10,000: Rs. 750Between Rs. 10,001 to Rs. 25,000: Rs. 900Between Rs. 25,001 to Rs. 50,000: Rs. 1,000Above Rs. 50,000: Rs. 1,200 |
Amazon Pay ICICI credit card eligibility criterion
The following are the qualifying requirements for the Amazon Pay ICICI credit card:
| Age | 18 to 60 years |
| Occupation | Offered to both Salaried and Self-employed Applicants |
| Minimum Income Required | Rs. 25,000 for ICICI Customers, Rs. 35,000 for other applicants |
How Does Amazon Pay ICICI Credit Card Work?
- Here is a list of Amazon Pay and ICICI Credit Card features:
- This card provides 2.00% rewards on payments made to over 100 partner businesses.
- Non-Amazon Prime members may get a 3.00% cashback on Amazon Indian.
- Offers 1.00% rewards on all purchases, including travel, eating, travel, insurance payments, and shopping.
- Customers may access the redemption catalog with auto goods by logging onto the PAYBACK website or app.
How to Apply for Amazon Pay ICICI Credit Card?
Here are the steps to apply for Amazon Pay ICICI Credit Card:
- The Amazon Pay ICICI Credit Card was initially only available via invitation to a limited number of users. Customers of ICICI who have been using the Amazon mobile application received the invitation by email and a push notification straight from the Amazon app.
- The customer can apply for the card after they meet the qualifying conditions. The customer will first be sent a digital card that may be used. A courier provider will then mail the physical card after that.
- However, people may search for the Amazon Pay ICICI Credit Bank page in the ‘Product’ section of the ICICI Bank website. After the page is sent to Amazon, you may check your eligibility for the credit card there.
- Using a web browser or the Amazon app on their smartphone, users may easily access the ‘Amazon Pay’ option that is situated beneath the main menu. Before applying, he or she might use this link to verify their eligibility.
